Break the Bank

The Break the Bank takes place in Duluth, Minnesota on October 10th, 2026, offering a challenging solo or relay race along scenic trails with breathtaking views of forests, lakes, and unique geological features left by ancient ice ages. The event starts at Sturgeon Lake, MN, and finishes near an historic bank converted into the headquarters for this day in Duluth.
On the morning of October 10th, participants will gather around dawn to start their journey on the Willard Munger Trail. With temperatures averaging around 10.6°C, runners can expect conditions that are cool yet comfortable. The trail’s surface is firm and slightly soft underfoot, providing a stable run through varied terrain including lush forests, picturesque lakes, and craggy rock formations.
Break the Bank has been growing steadily over recent years, becoming an important event for ultrarunners looking to test their endurance in scenic Minnesota landscapes. In 2025, Rachel Ragona finished with a time of 6:50:59, followed closely by Jeff Miller at 6:51:12. The race not only challenges runners physically but also promotes inclusivity and respect among participants.
The course follows the Willard Munger Trail for approximately 43 miles from Sturgeon Lake to Duluth, featuring a rewarding downhill stretch over the last ten miles. Runners will encounter aid stations along the route, ensuring they have access to necessary supplies during their journey.
Weather conditions on race day are expected to be mild with temperatures ranging between 7°C and 14.3°C. The air feels like it is at an average of 10.6°C, making for a comfortable running environment despite potential winds averaging around 13 km/h. Humidity levels will hover around 72%, creating a slightly damp atmosphere but without any significant precipitation expected.